Homeowners

Any home, condo, mobile home or apartment should be protected against catastrophic losses caused by fire, theft, vandalism or severe weather. Most people have no idea what their homeowners policy does or does not cover. At GEBCO we explain your policy coverage in terms you can understand.

Standard Policies	General Information
Click on the policy type to view description of policy.	Frequently asked questions regarding homeowner polices and what they do and do not automatically cover.
General Description Basic Fire Policy Basic Dwelling Policy Standard Homeowners Renters Policy Special Homeowners Std. Condo Policy Older Home Policy	What is usually covered with a standard policy? How much coverage is enough? Is flood insurance included in a standard policy? Why shouldn't I file a claim for any loss?	When would I need to schedule an item? Do you recommend taking an inventory? What about earth- quake coverage? Here are some tips to help you.
Common Mistakes People Make

1. Not scheduling costly items.	2. File numerous small claims.	3. Don't take care of property.

Communicate your concerns with your agent and never assume that an item is covered for all types of losses without verifying it. Don't be afraid to ask questions and be very specific.

Fast and convenient! - Save time and travel! Starting a policy has never been easier! You can now start a policy over the phone. For details, call us at 1-800-GOGEBCO or at any one of our locations. We have low down payments and low monthly payments. In addition, we have the longest grace periods in the industry.