Uninsured Motorist Fines

Maryland	District of Columbia	Mistakes People Make
The minimum fine is $150.00 for any lapse from 1 to 30 days and then the fine is an additional $7.00 per day for each day over the first 30 days with no maximum. It is a per vehicle per incident fine.	Similar to Maryland the minimum fine is $150.00 from 1 to 30 days and then an additional $7.00 per day for each uninsured day beyond the 1st 30 days with no maximum. DC also suspends your tags and registration immediately and requires reinstatement of both in addition to the fine.	Allow their insurance to lapse. Cancel their insurance prior to turning their tags in. Allow car dealer to turn in tags when trade-in car and not transfer tags. Give wrong dates to agent when making vehicle changes.
If sent a request from the MVA for proof of insurance (FR19) you must comply before the date indicated on the request or tags are suspended automatically.	If the MVA is notified that your insurance has lapsed or been cancelled you will then receive a notice to attend an MVA hearing. Tag suspension is at the hearing.	To avoid fines call your agent. Your agent is trained to guide you step by step anytime you are considering vehicle changes to your policy.

Currently, neither jurisdiction has a system in place whereby the insurance company notifies them when you obtain coverage. Under the present system the MVA is only notified when your insurance has lapsed or non renewed. Therefore, there are many reasons why you may receive a request for "Proof of Insurance" or be "Summoned" to appear for an MVA hearing.
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