What Car Insurance Is Required In D.C. And Maryland?

Are you a new resident or driver living in Maryland or DC? You’ll need to make sure you have the proper insurance. GEBCO can help you get the affordable coverage you need.

Those who have just moved to Maryland or D.C. have to be aware that the regulations for vehicle insurance may be different compared to those in their previous state. Before registering your car at the DMV, proof of insurance is needed, such as a copy of your insurance policy, your insurance card, or certification that uses the insurance company’s letterhead. Proof of insurance is also needed if police officers request it after an accident or during a traffic stop.

Aside from providing proof of insurance, passing the Maryland or D.C. State Inspection is required before registering your car. Vehicles have to be meet the state’s safety standards. Authorized inspection stations are available in every county, making it easy to find one near your home.

Washington D.C. Car Insurance Requirements & Minimum

Required Auto Insurance Coverage Required Minimum Limits
Bodily Injury (BI) $25,000 per person / $50,000 per accident
Property Damage (PD) $10,000 per accident
Uninsured Motorist Bodily Injury (UMIBI) $25,000 per person / $50,000 per accident
Uninsured Motorist Property Damage (UMIPD) $5,000 per accident; $200 deductible

Maryland Car Insurance Requirements & Minimum

Required Auto Insurance Coverage Required Minimum Limits
Bodily Injury (BI) $30,000 minimum per person and $60,000 minimum per accident
Property Damage (PD) $15,000 minimum
Uninsured Motorist Bodily Injury (UMIBI) $30,000 minimum per person and $60,000 minimum per accident
Uninsured Motorist Property Damage (UMIPD) $15,000 minimum
Personal Injury Protection $2,500 minimum; however, it is possible to waive this protection and choose limited PIP

Whether you’re a new driver or you’ve just moved here, our capable insurance agents will have you ready with the necessary insurance as quickly as possible. Connect with us today and we’ll help you find the coverage you need to get you on the road as soon as possible.

Leave a Comment